Schedule of Fees - Personal

Effective January 2021

Fees Applicable to All Accounts

Single Account Relationship & Balance below $25 (Low Balance Fee)

$5.00 per month

Account Research (per hour)

$50.00

Account Research (per page)

$1.50

Return of Deposited/Cashed Item

• Member Owned

$30.00

• Third Party

**

• Mortgage or Loan Payment

$30.00

Copy of Statement

$20.00

Annual Dormant Account Fee

$50.00

Yearly Remittance to State after No Member Generated Activity for 3 Years

Overdraft Fee on Electronic Debit

$30.00

Stop Payment on Electronic Debit

$25.00

NEACH Revocation

$25.00

Early Withdrawal Fee

$25.00

Loan Payment Book Replacement

$25.00

Annual IRA Admin Fee

$25.00

IRA Transfer Fee or Closeout Fee

$50.00

Notice of Government Levy

$50.00

Trustee Attachment

$75.00

Loan Rate Modification

$100.00

Foreign Check Collection

$20.00

Subordination Agreements

Per Quote

Share Draft Checking Accounts

Monthly Service Charge

No Charge

Transfer Fee (overdraft)

$5.00

Return Item Fee (NSF, Insufficient Funds)

$30.00

Uncollected Funds

$30.00

Stop Payment Order (per check)

$25.00

Photocopy of Check

No Charge

Temporary Checks (limit of 6)

$1.00

Share Draft printing fees vary with size and style of order. You will not be notified of changes to Share Draft Printing Fees.

Safe Deposit Box Rentals

3×5 Initial Fee and Annual Fee

$30.00

5×5 Initial Fee and Annual Fee

$45.00

3×10 Initial Fee and Annual Fee

$55.00

5×10 Initial Fee and Annual Fee

$75.00

10×10 Initial Fee and Annual Fee

$130.00

stjeans@home / Bill Payment & Presentment

stjeans@home

No Charge

Bill Payment & Presentment

No Charge

Stop Payment

$25.00

Returned Item Fee

$30.00

Self-Service Coin Machine

Members

3.00% of total coin exchange

Non-Members

10.00% of total coin exchange

Wire Transfers

Outgoing Domestic

$30.00

Outgoing Foreign

$75.00

Incoming Domestic

$10.00

Incoming Foreign

$25.00

Credit Union Checks / Money Orders

Treasurer’s Check

$5.00

Treasurer’s Check Replacement

$25.00

Stop Payment

$25.00

Money Order

$3.00

Copy of Money Order

$10.00

Copy of Treasurer’s Check

$10.00

ATM / Debit Card Transactions
$5.00

ATM / Debit Card Transaction Fee
(Per Transaction after four (4) per month at a foreign terminal*)

$1.50

ATM / Debit Card Inquiries
(Per Transaction after four (4) per month at foreign terminals*)

$1.00

ATM / Debit Card Denials

$0.50

Copy of ATM / Debit Card Draft

$15.00

Replacement Cards

$25.00

OOPS Overdraft over $29.99

$30.00

OOPS Overdraft $10.00 – $29.99

$5.00

OOPS Overdraft $9.99 or less

No Charge

OOPS Overdraft Fee Per Transaction (The daily limit on Overdraft Fees will be no more than $60.00. Member’s over the age of 65 will be charged a standard per item Overdraft Fee of $10.00)

$30.00

*Some Foreign ATM Networks charge a surcharge for access to their machines. The amount of any such charges will be deducted automatically from your selected Account(s). **As set by Commissioner of Banks. This Schedule of Fee’s for all accounts sets forth certain fees and charges applicable to your credit union accounts effective 8/1/20. This schedule is incorporated as part of your membership agreement stjeans@home / Bill Payment & Presentment with the credit union. You will be notified of changes to these charges.

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To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 978.462.2771.

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