Schedule of Fees - Personal
Effective December 1, 2022 | |
Fees Applicable to All Accounts | |
Low Balance Fee (Single Account Relationship & Balance Below $25) | $5.00 per month |
Account Research (per hour) | $50.00 |
Account Research (per page) | $1.50 |
Return of Deposited/Cashed Item | |
• Member Owned | $30.00 |
• Third Party | ** |
• Mortgage or Loan Payment | $30.00 |
Copy of Statement | $20.00 |
Annual Dormant Account Fee | $50.00 |
Yearly Remittance to State after No Member Generated Activity for 3 Years | |
Overdraft Fee on Electronic Debit | $30.00 |
Stop Payment on Electronic Debit | $25.00 |
NEACH Revocation | $25.00 |
Withdrawal Fee (Club Account Early Withdrawal Fee) | $15.00 |
Loan Payment Book Replacement | $15.00 |
Annual IRA Admin Fee | $25.00 |
IRA Transfer Fee or Closeout Fee | $50.00 |
Notice of Government Levy | $50.00 |
Trustee Attachment | $75.00 |
Loan Rate Modification | $100.00 |
Foreign Check Collection | $20.00 |
Subordination Agreements | Per Quote |
Share Draft Checking Accounts | |
Monthly Service Charge | No Charge |
Transfer Fee (Overdraft Transfer from a Deposit Source) | $5.00 each transfer |
Return Item Fee (NSF, Insufficient Funds, Uncollected)+ | $30.00 each item |
Stop Payment Order (per check) | $25.00 |
Photocopy of Check | No Charge |
Temporary Checks (limit of 6) | $1.00 |
Share Draft printing fees vary with size and style of order. You will not be notified of changes to Share Draft Printing Fees. | |
Safe Deposit Box Rentals | |
3×5 Initial Fee and Annual Fee | $30.00 |
5×5 Initial Fee and Annual Fee | $45.00 |
3×10 Initial Fee and Annual Fee | $55.00 |
5×10 Initial Fee and Annual Fee | $75.00 |
10×10 Initial Fee and Annual Fee | $130.00 |
stjeans@home / Bill Payment & Presentment | |
stjeans@home | No Charge |
Bill Payment & Presentment | No Charge |
Stop Payment | $25.00 |
Returned Item Fee | $30.00 |
Self-Service Coin Machine | |
Members | 3.00% of total coin exchange |
Non-Members | 10.00% of total coin exchange |
Wire Transfers | |
Outgoing Domestic | $30.00 each transfer |
Outgoing Foreign | $75.00 each transfer |
Incoming Domestic | $10.00 each transfer |
Incoming Foreign | $25.00 each transfer |
Credit Union Checks / Money Orders | |
Treasurer’s Check | $5.00 |
Treasurer’s Check Replacement | $25.00 |
Stop Payment | $25.00 |
Money Order | $3.00 |
Copy of Money Order | $10.00 |
Copy of Treasurer’s Check | $10.00 |
ATM / Debit Card Transactions | |
All transactions at a St. Jean’s Credit Union machine are free. | |
Withdrawal ATM Fee | $2.00 |
ATM / Debit Card Inquiries | $1.00 |
ATM / Debit Card Denials | $1.00 |
Copy of ATM / Debit Card Draft | $15.00 |
Replacement Cards | $25.00 |
Occasional Overdraft Privilege Service (OOPS) | |
Overdraft over $29.99+ | $30.00 |
Overdraft $10.00 – $29.99 | $5.00 |
Overdraft $9.99 or less | No Charge |
Overdraft Fee Per Transaction (The daily limit on Overdraft Fees will be no more than $60.00. Member’s over the age of 65 will be charged a standard per item Overdraft Fee of $10.00) | $30.00 |
*Some Foreign ATM Networks charge a surcharge for access to their machines. The amount of any such charges will be deducted automatically from your selected Account(s). **As set by Commissioner of Banks. This Schedule of Fee’s for all accounts sets forth certain fees and charges applicable to your credit union accounts effective 12/1/22. This schedule is incorporated as part of your membership agreement stjeans@home / Bill Payment & Presentment with the credit union. You will be notified of changes to these charges. +Members 18 years of age or under and members 65 years of age or older will be charged a per item fee of $5.00. | |
Here you come First
To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 978.462.2771.