Current Rates
Home Equity Rates
Term Points Interest Rate Annual Percentage Rate (APR) Monthly Payments Per $1,000 25 Years 0 7.875% N/A $7.64 20 Years 0 7.625% N/A $8.13 15 Years 0 6.875% N/A $8.92 10 Years 0 6.625% N/A $11.42 *For Jumbo Mortgage inquiries please call 978.219.1000, ext 0130, 0132, 0122. Annual Percentage Rate (APR) is based on a $100,000 Loan Amount and a 20% Down Payment. Maximum 80% LTV. Maximum Loan Amount $500,000. Property Insurance required on all Mortgage, Home Improvement and Home Equity Loans. Payments shown do not include taxes or insurance. Your payment may be greater. Rates are subject to change without notice.
Product Points Interest Rate Annual Percentage Rate (APR) Monthly Payments Per $1,000 Prime Minus 0.500% for Life 0 7.250% N/A $6.04 *Annual Percentage Rate (APR) is variable and is subject to change without notice. 10-year draw, 10-year fixed repayment period. Maximum 80% LTV. Home Equity Line of Credit rate is based on the Prime Rate (7.750% As of 11/7/2024) as published in The Wall Street Journal. The minimum APR (floor) is 3.000%. The maximum APR (ceiling) is 18.00%. New Loans Only, unless existing St. Jean’s Credit Union Line increases by $15,000 or more.
Here you come first
To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 781.592.5420.
