Current Rates
Auto and Personal Rates
Program Term Annual Percentage Rate (APR) Monthly Payment Per $1,000 2024-2025 Models or newer 24 Months 5.74% $44.21 36 Months 5.74% $30.31 48 Months 5.74% $23.37 60 Months 5.74% $19.22 72 Months 6.24% $16.69 84 Months 6.49% $14.85 Annual Percentage Rate (APR) effective 3/17/25. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Program Term Annual Percentage Rate (APR)* Monthly Payment Per $1,000 2022-2023 Models 24 Months 5.74% $44.22 36 Months 5.74% $30.31 48 Months 5.74% $23.38 60 Months 5.74% $19.22 72 Months 6.24% $16.70 84 Months 6.99% $15.10 2020-2021 Models 24 Months 6.24% $44.44 36 Months 6.24% $30.54 48 Months 6.24% $23.60 60 Months 6.49% $19.57 72 Months 6.99% $17.05 2017-2019 Models Up to 48 Months 7.99% $24.42 49 to 60 months 8.24% $20.40 *Annual Percentage Rate (APR) effective 3/17/25. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Term Annual Percentage Rate (APR)* Monthly Payment Per $1,000 24 Months 7.00% $44.78 36 Months 7.25% $31.00 48 Months 7.75% $24.31 60 Months 8.25% $20.41 61-180 Months 8.75% $10.00 *Annual Percentage Rate (APR) effective 3/1/25. Published rates reflect a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.
Product Term Annual Percentage Monthly Payment Per $1,000 Personal Loan Up to 72 Months 13.90% $20.57 Debt Consolidation Up to 72 Months 13.90% $20.57 Revolving Credit Open End 13.90% $30.00 3% of oustanding balance Overdraft Protection Open End 13.90% $30.00 3% of outstanding balance Vacation Loan Up to 24 Months 9.99% $46.16 K-12 Loan Open End 8.99% $30.00 Fuel Loan Up to 12 Months 6.99% $86.54 *Annual Percentage Rate (APR) effective 3/1/25. A .25% rate reduction offered with automatic monthly debit payment from a St. Jean’s account. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply. Rate reduction offer excludes Revolving Credit, Overdraft Protection, K-12 / Vacation Loans and Fuel Loans.
Rate (APR)*
Here you come first
To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 781.592.5420.
