Personal Checking

First, to help you bank the way you want.

Holiday shopping online. Happy mother and child girl make purchases in the Internet on Black Friday. Cute kid and woman are smiling. Family are enjoying buying gifts with laptop in cozy home kitchen.

At St. Jean’s Credit Union, helping you bank more comfortably, easily, and affordably is our priority. That’s why we created two convenient checking accounts to meet your needs – and your budget.

Both offer:

Interest Earning Checking

Put your checking account balances to work for you – and save on fees.

  • Interest paid on balances
  • No monthly maintenance fee
  • No per-check fees

Wired Checking

Sign up for direct deposit and be rewarded with special savings and other money-saving benefits.

  • No monthly maintenance fee
  • ATM surcharge rebates* up to $15 a month*
  • No-fee Wired Savings Account
  • $25 bonus with direct deposit*
  • $10 bonus for every friend you refer up to $50*

Here, you come First

To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 978.462.2771.

*Fees for some services may apply, see our Schedule of Fees for details. Wired Checking includes Wired Checking Account, Direct Deposit, Debit Card, Online Banking, Bill Payment & Presentment, Online Statements and Text Message & Mobil Banking. These services may not be separated. You must maintain an active status with each of the included services in order to receive full account benefits. ATM fees are refunded up to $15 month and will be automatically deposited on the last day of each month in a designated primary savings account. Your membership must be in good standing. If account is closed prior to 6 months from opening date, you will incur a $25 penalty. After the second direct deposit cycle, you will also be eligible to refer a friend and receive $10 for each friend that is referred up to a $50 maximum. The referred individual must open a Wired Checking account and complete all necessary referral paperwork in order for you to receive the $10 deposit. Employees are not eligible for Refer a Friend Bonus feature.  Membership is required and is open to anyone who lives or works in Essex, Middlesex or Suffolk Counties, Commonwealth of Massachusetts and employees and family members of H.P. Hood LLC. Offer may be cancelled at any time.

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