Term Certificates and IRAs​

First, to help you plan for the future.

Do you have longer-term saving priorities? We have Term Certificates and IRAs to help you achieve your goals for the future, including one of the most important financial goals – retirement.

Both offer:

Term Certificates*

If you have idle funds you want to maximize, our Term Certificates are a great choice.

  • $500 minimum deposit
  • Guaranteed fixed rates
  • Terms from 3 to 36 months
  • No monthly fee

Individual Retirement Accounts (IRAs)*

Whether you’re just beginning your career, or nearing or living in retirement, our IRAs can help you build the savings you need.    

  • $500 minimum deposit for Term Certificate IRA
  • Competitive rates
  • Traditional and Coverdell available
  • No monthly  service charge
  • Potential tax benefits (consult your tax advisor)

Here you come first

To find out how St. Jean’s Credit Union puts you and your priorities first, visit one of our offices, use our contact form, or call us at 781-592-5420.

*Early withdrawal penalties may apply. see truth in savings disclosure for additional terms and conditions

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